Agentem oferującym ubezpieczenia uzupełniające, zgodnie z ustawą o dystrybucji ubezpieczeń, jest przedsiębiorca prowadzący działalność agencyjną, niebędący instytucją kredytową, który za wynagrodzeniem wykonuje działalność ubezpieczeniową jako działalność uboczną, jeżeli spełnione łącznie są następujące warunki:
– podstawową działalnością przedsiębiorcy nie jest działalność w zakresie dystrybucji ubezpieczeń,
– przedsiębiorca dystrybuuje wyłącznie ubezpieczenia uzupełniające dostarczane towary lub świadczone usługi,
– dystrybucja ubezpieczeń nie odnosi się do umowy ubezpieczenia na życie lub umowy ubezpieczenia odpowiedzialności cywilnej, chyba że taka umowa jest uzupełnieniem dostarczanych towarów lub świadczonych usług w ramach podstawowej działalności przedsiębiorcy
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