Broker ubezpieczeniowy

Słowniczek

Broker jest niezależnym pośrednikiem ubezpieczeniowym, który reprezentuje swojego klienta, tj. wykonuje czynności brokerskie na podstawie stosownego zlecenia udzielonego mu przez mocodawcę.

Istotą działalności brokerskiej jest udzielenie klientowi porady opartej o rzetelną analizę dostępnych na rynku produktów ubezpieczeniowych oraz udzielenie rekomendacji.

Broker legitymuje się wobec swoich klientów oraz zakładów ubezpieczeń  zezwoleniem na wykonywanie działalności brokerskiej. Jest to obok wspomnianych wyżej, analizy i rekomendacji, jeden z wielu obowiązków, jakie musi spełnić ten pośrednik ubezpieczeniowy. Są nimi również, m.in. poinformowanie klienta o firmie, pod którą wykonuje działalność brokerską, adresie swojej siedziby, numerze wpisu do rejestru brokerów.

Ponadto broker zobowiązany jest przekazać klientowi informację o produkcie ubezpieczeniowym, poinformować klienta o charakterze wynagrodzenia otrzymywanego w związku z proponowanym zawarciem umowy ubezpieczenia, czy też o możliwości złożenia reklamacji, bądź wniesienia skargi.

Brokerem ubezpieczeniowym może być m.in. osoba fizyczna, która spełnia określone warunki wymagane prawem. Do najważniejszych należą: pełna zdolność do czynności prawnych, co najmniej wykształcenie średnie lub średnie branżowe, zdanie egzamin przed Komisją Egzaminacyjną dla Brokerów Ubezpieczeniowych i Reasekuracyjnych (lub zwolnienie z egzaminu), co najmniej dwuletnie doświadczenie zawodowe w zakresie ubezpieczeń zdobyte w okresie 8 lat bezpośrednio poprzedzających złożenie wniosku o uzyskanie zezwolenia na wykonywanie działalności brokerskiej.

Obowiązkiem brokera jest zawarcie umowy ubezpieczenia odpowiedzialności cywilnej z tytułu wykonywania działalności brokerskiej.

256 komentarzy

  37. Evelyn1798
    10 lipca, 2025

    Join our affiliate program and start earning commissions today—sign up now! https://shorturl.fm/r8NGd

  65. Hannah4157
    19 lipca, 2025

    Unlock exclusive rewards with every referral—apply to our affiliate program now! https://shorturl.fm/SudZe

  140. Evelyne
    4 listopada, 2025

    Просто знать – этого недостаточно.
    Надо применять. Желать – этого недостаточно.
    Надо делать
    В тему.

  147. Aundrea
    24 listopada, 2025

    Просто знать – этого недостаточно.
    Надо применять. Желать – этого недостаточно.
    Надо делать
    Если по делу.

  148. Carrol
    24 listopada, 2025

    Просто знать – этого недостаточно.
    Надо применять. Желать – этого
    недостаточно. Надо делать
    По теме.

  176. TimsothyNup
    13 kwietnia, 2026

    Aw, this was an incredibly good post. Taking a few minutes and actual effort to make a superb article… but what can I say… I hesitate a whole lot and never seem to get nearly anything done.
    https://05161.com.ua/

  178. GichardLak
    13 kwietnia, 2026

    Hi there, You have done a great job. I will definitely digg it and personally suggest to my friends. I’m sure they will be benefited from this website.
    viagra pills sexual xxx porn pills

  179. GichardLak
    13 kwietnia, 2026

    Currently it seems like Expression Engine is the top blogging platform available right now. (from what I’ve read) Is that what you are using on your blog?
    buy cannabis online for xxx adult porn video

  180. ShaneAnnox
    13 kwietnia, 2026

    Amazing issues here. I am very glad to peer your post. Thank you so much and I’m taking a look ahead to contact you. Will you please drop me a e-mail?
    librabet

  181. Dichaeldic
    13 kwietnia, 2026

    This is the right web site for anybody who hopes to understand this topic. You understand a whole lot its almost hard to argue with you (not that I actually would want to…HaHa). You certainly put a new spin on a subject that’s been written about for a long time. Wonderful stuff, just excellent!
    online casino ohne oasis

  182. LewisAttig
    13 kwietnia, 2026

    Hmm is anyone else encountering problems with the images on this blog loading? I’m trying to figure out if its a problem on my end or if it’s the blog. Any feedback would be greatly appreciated.
    buy xanax without prescrition sexual porn pills

  183. Ismaelglula
    14 kwietnia, 2026

    May I simply just say what a relief to find somebody who genuinely understands what they are talking about over the internet. You definitely know how to bring a problem to light and make it important. A lot more people must read this and understand this side of the story. I was surprised that you are not more popular given that you most certainly have the gift.
    betify avis

  184. LewisAttig
    14 kwietnia, 2026

    This is very attention-grabbing, You are a very skilled blogger. I have joined your rss feed and look ahead to seeking extra of your excellent post. Additionally, I have shared your web site in my social networks
    在线购买无处方安定片 xxx Pornhub

  185. LewisAttig
    14 kwietnia, 2026

    I got this web site from my friend who shared with me on the topic of this site and at the moment this time I am visiting this web site and reading very informative content at this time.
    вход банда казино

  187. Ismaelglula
    16 kwietnia, 2026

    Good day! This is kind of off topic but I need some guidance from an established blog. Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to begin. Do you have any ideas or suggestions? Thank you
    https://share.google/Usuubur3KtdCUjA9g

  190. Dichaeldic
    17 kwietnia, 2026

    Thanks for another informative blog. The place else could I get that kind of information written in such an ideal method? I’ve a undertaking that I’m just now working on, and I’ve been at the glance out for such information.
    https://share.google/ld6sLGgoaE8EmV1EL

  191. FobertAmurl
    20 kwietnia, 2026

    I enjoy, cause I discovered just what I was taking a look for. You have ended my 4 day lengthy hunt! God Bless you man. Have a great day. Bye
    Buy viagra here buy cialis on this site

  192. GichardLak
    20 kwietnia, 2026

    Hey there, You have done a great job. I’ll definitely digg it and personally recommend to my friends. I am confident they’ll be benefited from this site.
    Buy viagra here buy cialis on this site

  193. FobertAmurl
    20 kwietnia, 2026

    Hello to all, how is everything, I think every one is getting more from this website, and your views are pleasant designed for new people.
    casino online nuevo

  200. StephenMug
    29 kwietnia, 2026

    Hello! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good gains. If you know of any please share. Appreciate it!
    зеркало либет казино

  201. Ssmothywed
    1 maja, 2026

    This excellent website really has all the information I needed about this subject and didn’t know who to ask.
    tada-gaming.mobi

  202. Ismaelglula
    1 maja, 2026

    I’m gone to convey my little brother, that he should also visit this blog on regular basis to obtain updated from latest gossip.
    Sugar Rush 1000

  203. Bichiswed
    2 maja, 2026

    What’s up, all the time i used to check weblog posts here in the early hours in the morning, because i enjoy to learn more and more.
    Idol Pop Fever

  207. Mononwed
    3 maja, 2026

    At this time it appears like Movable Type is the top blogging platform out there right now. (from what I’ve read) Is that what you’re using on your blog?
    Hot to Burn Multiplier

  208. TimsothyNup
    3 maja, 2026

    Hi there, always i used to check website posts here early in the morning, as i enjoy to find out more and more.
    free spins no deposit

  211. Garnestwed
    3 maja, 2026

    Wow, marvelous blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your site is excellent, let alone the content!
    tada gaming games

  212. Earnestbiamn
    4 maja, 2026

    Wow, fantastic blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is wonderful, let alone the content!
    Xxx video onlyfans sex video site

  213. TimsothyNup
    4 maja, 2026

    I’m gone to inform my little brother, that he should also visit this web site on regular basis to obtain updated from newest information.
    Xxx video onlyfans sex video site

  214. Earnestbiamn
    4 maja, 2026

    Hello every one, here every one is sharing these familiarity, therefore it’s pleasant to read this website, and I used to pay a visit this blog every day.
    adult xxx video porn site xxx sex video

  215. GichardLak
    4 maja, 2026

    Just desire to say your article is as amazing. The clearness in your put up is just cool and that i can assume you are knowledgeable in this subject. Fine along with your permission let me to seize your RSS feed to keep updated with drawing close post. Thanks 1,000,000 and please carry on the gratifying work.
    在线购买无处方安定片 xxx Pornhub

  218. Bryandam
    4 maja, 2026

    ставки на спорт, новости спорта, прогнозы и
    https://bkradar.com/news читайте подробнее про ставки и букмекеров на bkradar.com

  219. Raronwed
    4 maja, 2026

    This site really has all of the information and facts I wanted concerning this subject and didn’t know who to ask.
    new online casino slot games bad

  220. StephenMug
    4 maja, 2026

    Hey there, You have done a fantastic job. I will certainly digg it and personally recommend to my friends. I am confident they’ll be benefited from this website.
    best real money online casino slots

  221. Bryandam
    4 maja, 2026

    ставки на спорт, новости спорта, прогнозы и
    https://bkradar.com читайте подробнее про ставки и букмекеров на bkradar.com

  222. ShaneAnnox
    4 maja, 2026

    Hey! Would you mind if I share your blog with my zynga group? There’s a lot of folks that I think would really enjoy your content. Please let me know. Thank you
    best real money online casino slots

  224. Bryandam
    4 maja, 2026

    ставки на спорт, новости спорта, прогнозы и
    https://bkradar.com/guides читайте подробнее про ставки и букмекеров на bkradar.com

  225. ShaneAnnox
    4 maja, 2026

    Right here is the right web site for anybody who would like to find out about this topic. You know so much its almost tough to argue with you (not that I personally will need to…HaHa). You certainly put a brand new spin on a subject that’s been written about for ages. Great stuff, just great!
    在线购买无处方安定片 xxx Pornhub

  226. Bryandam
    4 maja, 2026

    ставки на спорт, новости спорта, прогнозы и
    ставки на спорт читайте подробнее про ставки и букмекеров на bkradar.com

  227. Earnestbiamn
    4 maja, 2026

    Hey there! Would you mind if I share your blog with my myspace group? There’s a lot of people that I think would really enjoy your content. Please let me know. Cheers
    在线购买他达拉非片用于肛交XXX色情

  228. GichardLak
    5 maja, 2026

    My spouse and I absolutely love your blog and find most of your post’s to be what precisely I’m looking for. Would you offer guest writers to write content to suit your needs? I wouldn’t mind creating a post or elaborating on a lot of the subjects you write regarding here. Again, awesome weblog!
    在线购买他达拉非片用于肛交XXX色情

  229. GichardLak
    5 maja, 2026

    I blog quite often and I genuinely appreciate your content. This article has truly peaked my interest. I’m going to bookmark your website and keep checking for new details about once per week. I opted in for your Feed as well.
    在线购买无处方安定片 xxx Pornhub

  230. Earnestbiamn
    5 maja, 2026

    Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
    Xxx video onlyfans sex video site

  233. LhaneAnnox
    5 maja, 2026

    Hi there, the whole thing is going sound here and ofcourse every one is sharing information, that’s genuinely fine, keep up writing.
    kasiino pakkumised

  234. Dichaeldic
    5 maja, 2026

    I get pleasure from, lead to I discovered exactly what I was having a look for. You have ended my four day long hunt! God Bless you man. Have a great day. Bye
    beste online casino ohne oasis

  235. Ismaelglula
    5 maja, 2026

    I believe what you posted made a bunch of sense. However, what about this? what if you were to create a awesome headline? I am not saying your content isn’t solid., however suppose you added a post title that makes people want more? I mean %BLOG_TITLE% is a little vanilla. You ought to peek at Yahoo’s front page and watch how they create post headlines to get people to click. You might add a related video or a related pic or two to grab readers excited about everything’ve got to say. In my opinion, it could bring your website a little livelier.
    casino ohne oasis

  236. RobertMoose
    5 maja, 2026

    Букмекерские конторы: отзывы, ставки на спорт, новости спорта, прогнозы и
    ньюэллс олд бойз читайте подробнее про ставки и букмекеров на bkradar.com

  237. StephenMug
    5 maja, 2026

    Hi there it’s me, I am also visiting this site on a regular basis, this website is genuinely fastidious and the people are genuinely sharing fastidious thoughts.
    buy cannabis online for xxx adult porn video

  238. LewisAttig
    5 maja, 2026

    Thanks for some other informative blog. The place else may just I am getting that kind of information written in such an ideal means? I’ve a challenge that I’m just now running on, and I’ve been at the look out for such info.
    tada-gaming.mobi

  239. RobertMoose
    5 maja, 2026

    Букмекерские конторы: отзывы, ставки на спорт, новости спорта, прогнозы и
    читайте подробнее про ставки и букмекеров на bkradar.com

  241. RobertMoose
    6 maja, 2026

    Букмекерские конторы: отзывы, ставки на спорт, новости спорта, прогнозы и
    матчи пармы читайте подробнее про ставки и букмекеров на bkradar.com

  242. RobertMoose
    6 maja, 2026

    Букмекерские конторы: отзывы, ставки на спорт, новости спорта, прогнозы и
    ставки 1хбет отзывы читайте подробнее про ставки и букмекеров на bkradar.com

  243. Robertkek
    6 maja, 2026

    играть онлайн в
    dog house игровые автоматы и рейтинг казино все на одном сайте

  245. Robertkek
    6 maja, 2026

    играть онлайн в
    рейтинг казино игровые автоматы и рейтинг казино все на одном сайте

  246. Robertkek
    7 maja, 2026

    играть онлайн в
    Jack Hammer 2 игровые автоматы и рейтинг казино все на одном сайте

  248. Robertkek
    7 maja, 2026

    играть онлайн в
    Secrets of Atlantis игровые автоматы и рейтинг казино все на одном сайте

  250. Robertkek
    7 maja, 2026

    играть онлайн в
    The Dog House Megaways игровые автоматы и рейтинг казино все на одном сайте

  251. GichardLak
    7 maja, 2026

    Wow, incredible blog layout! How lengthy have you been blogging for? you made blogging glance easy. The total look of your web site is magnificent, let alone the content!
    new online casino slot games

  252. Ismaelglula
    8 maja, 2026

    This is the right blog for anyone who hopes to find out about this topic. You understand so much its almost tough to argue with you (not that I personally would want to…HaHa). You certainly put a new spin on a topic that has been written about for many years. Great stuff, just excellent!
    eesti kasiino boonused

  254. LewisAttig
    9 maja, 2026

    Thanks for some other informative blog. Where else could I am getting that type of info written in such a perfect method? I have a mission that I’m simply now working on, and I’ve been on the look out for such information.
    buy cannabis online for xxx adult porn video

  256. Ismaelglula
    9 maja, 2026

    Today, I went to the beach with my children. I found a sea shell and gave it to my 4 year old daughter and said „You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!
    buy cannabis online for xxx adult porn video

Leave a comment

Twój adres e-mail nie zostanie opublikowany. Wymagane pola są oznaczone *